भारत सरकार | Government of India

PM-KISAN

Pradhan Mantri Kisan Samman Nidhi. 23rd instalment released 20 June 2026 (₹18,880 Cr) to 9.44 crore farmers incl. 2.18 Cr women. Total ₹4.46 lakh Cr since 2019. Cabinet approved continuation through FY 2030-31 (₹3.15 lakh Cr outlay).

PMAY-G

Pradhan Mantri Awas Yojana-Gramin. 3.11 crore houses completed (3.92 Cr sanctioned / 4.18 Cr target). 3.08 Cr with toilets, 2.43 Cr water, 3.07 Cr electricity, 2.9 Cr LPG. Centre targets Phase-II completion by March 2029.

Ayushman Bharat (PMJAY)

Health insurance for 12 Cr+ families. Now operational in all 36 States/UTs (West Bengal joined 2026). Expanded to ASHA/Anganwadi workers & all senior citizens 70+ via Vay Vandana Card. 100+ Cr ABHA health records linked. Cover may double to ₹10 lakh.

PM Ujjwala Yojana (PMUY)

LPG subsidy for BPL households. Revised: now 4 subsidised cylinders/year (reduced from 9). ₹300 subsidy per 14.2 kg cylinder via DBT to Aadhaar-linked accounts. 10 Cr+ beneficiaries nationwide.

Fertiliser DBT (iFMS)

Subsidised fertilisers tracked via Integrated Fertilizer Management System. All sales captured at PoS. Weekly subsidy claims processed on FIFO basis. 14 Cr+ farmers benefit. Subsidy paid directly to fertiliser companies.

CBDC Food Subsidy

Pilot: food subsidy via programmable CBDC (e₹) tokens through PDS. Redeemable at Fair Price Shops. Integrates with DBT framework for real-time tracking and reduced leakage.

NSAP Pension

National Social Assistance Programme. IGNOAPS (60+), IGNWPS (widows 40-79), IGNDPS (disabled 18-59), NFBS (₹20,000 on earner death). Bihar alone disbursed ₹1,157 Cr to 1.01 Cr beneficiaries (₹1,100 each).

Punjab Women DBT

Punjab's state-level DBT model: ₹1,149 Cr credited to 33 lakh women beneficiaries. SC category recipients received direct transfers. Praised by beneficiaries for transparency and financial empowerment.

UIDAI / Aadhaar

● 140+ Cr Aadhaar holders

● Biometric & OTP-based eKYC

● Aadhaar Payment Bridge (APB)

● Helpline: 1947

NPCI Mapper

● Aadhaar-to-Bank account mapping

● Routes DBT credits to correct bank

● Updates when account changes

● Status check at npci.org.in

PFMS

● Public Financial Management System

● Real-time fund tracking

● Expenditure monitoring

● Direct payment to beneficiaries

BBPS / UPI

● Bharat Bill Payment System

● UPI for last-mile credit

● 24x7 transaction capability

● Instant confirmation

PM-KISAN Eligibility

● Indian citizen with cultivable land holding

● Land records in farmer/family name

● eKYC mandatory via Aadhaar

● Bank account Aadhaar-seeded

Excluded: Institutional landholders, government employees, income tax payers, constitutional post holders

PMAY-G Eligibility

● Houseless families or families with kutcha house

● BPL category as per SECC data

● No pucca house in family name

● Aadhaar-linked bank account required

● No prior housing scheme benefit

Ayushman Bharat Eligibility

● Families listed in SECC 2011 database

● Deprived occupational categories

● ₹5 lakh cover per family per year

● Vay Vandana Card for 70+ seniors

● Cashless treatment at empanelled hospitals

PMUY (Ujjwala) Eligibility

● Adult woman from BPL household

● No existing LPG connection in household

● Aadhaar and bank account mandatory

● ₹300 subsidy per cylinder (first 4/year)

● Deposit-free connection provided

NSAP Pension Eligibility

● IGNOAPS: BPL persons aged 60+ (₹200-500/month)

● IGNWPS: BPL widows aged 40-79 (₹300/month)

● IGNDPS: BPL disabled 18-59, 80%+ disability (₹300/month)

● NFBS: ₹20,000 on primary earner death

● State governments add top-up pension

Fertiliser Subsidy

● All farmers eligible for subsidised fertilisers

● Sales captured at PoS via iFMS

● Soil Health Card recommended

● Subsidy paid directly to fertiliser companies

● No direct beneficiary registration needed